Cash out USDC by country
Country guides for converting USDC to USD, MXN, BRL, ARS, COP and EUR via ACH/RTP, SPEI, PIX, Transferencias 3.0, Bre-B and SEPA Instant.
Choose your country
- 🇲🇽 Mexico — SPEIMexican pesos · CLABE (18 digits)
- 🇧🇷 Brazil — PIXBrazilian reais · PIX key (CPF/CNPJ, email, phone or random key)
- 🇦🇷 Argentina — Transferencias 3.0Argentine pesos · CBU, CVU (22 digits) or alias, plus CUIT/CUIL
- 🇨🇴 Colombia — Bre-BColombian pesos · Bre-B key (llave): phone, cédula, email, @alphanumeric key or merchant code
- 🇺🇸 United States — RTP / ACHUS dollars · ACH routing number (9 digits) + account number
- 🇪🇺 Eurozone — SEPA Instanteuros · IBAN
Banks and wallets in Mexico
- USDC to BBVA México: cash out to Mexican pesos
- USDC to Banorte: cash out to Mexican pesos
- USDC to Santander México: cash out to Mexican pesos
- USDC to Nu México: cash out to Mexican pesos
- USDC to Mercado Pago México: cash out to Mexican pesos
- USDC to Banamex: cash out to Mexican pesos
- USDC to HSBC México: cash out to Mexican pesos
- USDC to Spin by OXXO: cash out to Mexican pesos
Banks and wallets in Brazil
- USDC to Nubank: cash out to Brazilian reais
- USDC to Itaú Unibanco: cash out to Brazilian reais
- USDC to Bradesco: cash out to Brazilian reais
- USDC to Banco do Brasil: cash out to Brazilian reais
- USDC to Caixa: cash out to Brazilian reais
- USDC to Inter: cash out to Brazilian reais
- USDC to C6 Bank: cash out to Brazilian reais
- USDC to Mercado Pago Brasil: cash out to Brazilian reais
- USDC to PicPay: cash out to Brazilian reais
Banks and wallets in Argentina
- USDC to Mercado Pago Argentina: cash out to Argentine pesos
- USDC to Ualá: cash out to Argentine pesos
- USDC to Brubank: cash out to Argentine pesos
- USDC to Galicia: cash out to Argentine pesos
- USDC to Santander Argentina: cash out to Argentine pesos
- USDC to BBVA Argentina: cash out to Argentine pesos
- USDC to Naranja X: cash out to Argentine pesos
- USDC to Banco Nación: cash out to Argentine pesos
Banks and wallets in Colombia
Banks and wallets in the US
- USDC to Chase Bank: cash out to US dollars
- USDC to Bank of America: cash out to US dollars
- USDC to Wells Fargo: cash out to US dollars
- USDC to Citibank: cash out to US dollars
- USDC to Capital One: cash out to US dollars
- USDC to Chime: cash out to US dollars
- USDC to Mercury: cash out to US dollars
- USDC to Wise USD account: cash out to US dollars
- USDC to Cash App: cash out to US dollars
Banks and wallets in the Eurozone
How it compares
Every option below works. They differ in who holds your funds, how many steps it takes and how pricing is shown. This is a qualitative comparison — fees and speeds change, so check each provider's current terms.
| Option | Custody | Steps | Speed | Pricing | Good for | Watch out for |
|---|---|---|---|---|---|---|
| Sacamos (non-custodial off-ramp) | You keep USDC in your wallet until you send it to a one-time partner deposit address | Verify once, add bank, get quote, send from wallet | Depends on the local rail; instant rails usually minutes | Rate and fees shown upfront in the quote | Getting paid in USDC and cashing out straight from your own wallet | Supports USDC on Solana and Base only; identity verification required |
| Centralized exchange (deposit, sell, withdraw) | The exchange holds your funds while you trade and withdraw | Deposit, place a sell order, then request a fiat withdrawal | Varies by exchange and withdrawal method | Trading spread/fees plus withdrawal fees; can be cost-effective for large amounts | Active traders who already keep a balance on an exchange | Extra steps, custody risk, and sending to the exchange on a network it supports |
| P2P marketplace (e.g. Binance P2P) | Platform escrow holds the crypto during the trade | Deposit to the platform, pick a buyer, wait for their bank transfer, release | Depends on the counterparty | Set by each buyer; can be competitive | Flexible payment methods and markets with few other options | Counterparty and scam risk (fake receipts, reversed or third-party payments) |
| Sell widgets (MoonPay, Transak) | You send crypto to the provider when you sell | Often built into wallets; verify, sell, receive to bank or card | Varies by country and payout method | Provider fees and spread, shown before confirming | Convenience inside a wallet you already use | Supported countries, tokens and payout rails vary |
Sacamos is not a bank. Conversions and payouts are performed by licensed partners. Availability depends on your country and verification status. Nothing here is financial advice.