Send USDC or USDT from your wallet to your bank account.
Pesos, reais, euros or dollars, paid by a licensed payments partner over the local bank system: SPEI, PIX, Transferencias 3.0, Bre-B, SEPA Instant, RTP and ACH. We never hold your money.
Recipient gets
Paid out by a licensed partner to a Mexico account by SPEI. Usually under 10 minutes.
No account needed to see the rate. You review everything before sending.
- Exact amount shown before you send
- Payouts by licensed partners, named on every quote
- Your keys and funds never pass through us
Phantom
MetaMask
Coinbase Wallet
Trust Wallet
Solflare
USDC
USDTon
Solana
Base
Ethereum
Polygon
Arbitrum
TronHow your money moves
We never hold your money.
Sacamos is the software that gets you a quote, checks your bank details and tracks the transfer. The money itself moves from your wallet to a licensed partner, and from the partner to your bank.
Your wallet
Phantom, MetaMask, Coinbase Wallet or any wallet. You sign the transfer; your keys stay with you.
Licensed partner
Owns the deposit address. Converts the stablecoins at the quoted rate and sends the local payout.
Your bank account
Receives a normal domestic transfer in local currency, in your name.
01
Get a quote
Enter an amount and choose the country. You see the exchange rate, each fee and the exact amount the bank account receives.
02
Add the bank account and review
Enter the CLABE, PIX key, CBU, IBAN or routing number once. Then review one summary that names the partner, the rail and the arrival time.
03
Send from your wallet
Send the exact amount to the partner's deposit address shown on screen. The partner converts it and pays the bank. Track each step on the transfer page.
Countries
Paid over each country's own bank system.
The payout arrives like any other domestic transfer. Here is what you need for each country and how long it usually takes once your deposit is confirmed.
Mexico
Receive MXN
- SPEI
- Banxico's interbank system. Usually under 10 minutes, 24/7.
- You need
- 18-digit CLABE interbancaria
- Limits per transfer
- 10 to 10,000 USDC or USDT
Brazil
Receive BRL
- PIX
- Banco Central do Brasil's instant system. Seconds to minutes, 24/7.
- You need
- A PIX key (CPF, email, phone or random key)
- Limits per transfer
- 10 to 10,000 USDC or USDT
Argentina
Receive ARS
- Transferencias 3.0
- Instant transfer to any CBU, CVU or alias. Usually minutes.
- You need
- CBU, CVU or alias, plus your CUIT/CUIL
- Limits per transfer
- 10 to 5,000 USDC or USDT
Colombia
Receive COP
- Bre-B
- Banco de la República's instant system. Usually minutes.
- You need
- Your Bre-B key (llave): cédula, phone, email or @key
- Limits per transfer
- 10 to 5,000 USDC or USDT
United States
Receive USD
- RTP
- Real-Time Payments. Arrives in minutes at participating banks.
- ACH
- Standard bank transfer. Usually the next business day.
- You need
- Routing number and account number
- Limits per transfer
- 5 to 25,000 USDC or USDT
Eurozone
Receive EUR
- SEPA Instant
- Euro instant credit transfer. Usually seconds, 24/7.
- You need
- IBAN in your name
- Limits per transfer
- 10 to 15,000 USDC or USDT
Fees
Two fees, both shown before you send.
Our fee is a percentage of the amount you send, lower for larger transfers. The partner and network fee is set by the payout partner and appears as its own line on every quote. Your wallet also charges its usual network fee, usually a few cents on Solana and Base.
| You send (USDC or USDT) | MXN | BRL | ARS | COP | USD | EUR |
|---|---|---|---|---|---|---|
| Up to 250 | 1.00% | 1.00% | 1.00% | 1.00% | 0.95% | 0.95% |
| 250 to 1,000 | 0.85% | 0.85% | 0.95% | 0.95% | 0.80% | 0.80% |
| 1,000 to 5,000 | 0.70% | 0.70% | 0.80% | 0.80% | 0.65% | 0.65% |
| Over 5,000 | 0.55% | 0.55% | 0.65% | 0.65% | 0.50% | 0.50% |
Our fee only. Example: sending 100 USDC to Mexico costs 1.00 USDC in our fee plus the partner and network fee shown on the quote.
Who does what
Regulated partners do the regulated part.
- Payouts
- Converting stablecoins and paying bank accounts is done by licensed payments partners in each corridor. The partner is named on the quote, the review screen and the transfer page.
- Identity checks
- Required once by the partner's regulators. You complete them on the partner's secure page. We never see or store your documents.
- Custody
- Sacamos never holds your funds or keys. Deposit addresses belong to the partner, and you send to them from your own wallet.
- Company
- Sacamos is operated by a Delaware corporation. Questions: hola@sacamos.com.
FAQ
Common questions
Can't find the answer? Contact support with your transfer ID.
Does Sacamos hold my money?
No. You send USDC or USDT from your own wallet straight to a deposit address that belongs to the licensed payments partner named on your quote. That partner converts it and pays your bank. Sacamos never receives your funds and never has your keys.
Who actually sends the money to my bank?
A licensed payments partner that operates in that country, such as Bridge. The partner's name is shown on the quote, on the review screen before you send, and on the transfer page.
How long does it take?
After your deposit is confirmed on-chain: PIX and SEPA Instant usually arrive in seconds to minutes, SPEI usually under 10 minutes, Transferencias 3.0 and Bre-B usually minutes, US RTP minutes and ACH the next business day. The transfer page shows each step as it happens.
What does it cost?
Two fees, each on its own line: the partner and network fee, and our fee (0.5% to 1% depending on amount and country). The exchange rate is shown separately. The amount your bank receives is shown before you send anything.
Which wallets, tokens and networks work?
USDC and USDT on Solana and Base. Any wallet that can send a token to an address works: Phantom, MetaMask, Coinbase Wallet, Rabby and others. You can also scan a QR code.
Do I need to verify my identity?
Yes, once, before your first transfer. The partner's regulators require it. You complete it on the partner's own secure page in about two minutes; we never see or store your documents.
What if I send the wrong amount or use the wrong network?
Send the exact amount, on the network shown on the deposit screen. If something doesn't match, contact support with your transfer ID and we will work it out with the partner. Tokens sent on a different network may not be recoverable, so check the network before you confirm in your wallet.
Can I pay someone else's bank account?
Yes. Create a payment link, send it to the person, and they enter their own bank details. You then send to their account the same way.
See what your bank account would receive.
Live quote, no account needed.