Bre-B · COP
Cash out USDC to Colombian pesos in Colombia
Bre-B is Colombia's instant payments system, built by Banco de la República so that any bank or wallet can send money to any other in seconds using a simple key (llave) — your phone number, ID number, email or an @alphanumeric key. Bancolombia, Nequi, Daviplata, Davivienda and other participants let you register keys. To cash out USDC to COP, you give Sacamos your Bre-B key and the partner pays out instantly.
Quick facts
- You receive
- Colombian pesos (COP)
- Payment rail
- Bre-B
- Operated by
- Banco de la República
- Typical speed
- Seconds once the payout is sent
- Availability
- 24/7
- What you need
- Bre-B key (llave): phone, cédula, email, @alphanumeric key or merchant code
- USDC networks
- Solana and Base
Step by step
- 1
Get a quote
Open Sacamos, choose your country and enter the amount of USDC. The quote shows the exchange rate, fees and the exact Colombian pesos you will receive.
- 2
Verify your identity (first time only)
Our licensed partner verifies your identity once. Payouts go only to accounts in your own name.
- 3
Add your Bre-B key
In your bank or wallet app, look for the Bre-B or "llaves" section to see or register your keys. Register a key to the account where you want to receive.
- 4
Send USDC from your wallet
Send the exact USDC amount to the one-time deposit address shown, on the network shown (Solana or Base). Your funds stay in your wallet until you sign this transfer.
- 5
Receive via Bre-B
After the deposit confirms on-chain, the partner converts and pays out. Seconds once the payout is sent.
Where to find your Bre-B key
In your bank or wallet app, look for the Bre-B or "llaves" section to see or register your keys. Register a key to the account where you want to receive.
Banks and wallets in Colombia
- BancolombiaA Bre-B key points to one account at a time; if you registered your phone at Nequi, for example, you may need to use another key or move it before it reaches Bancolombia.
- NequiNequi is a low-amount deposit account (depósito de bajo monto) from the Bancolombia group, with monthly limits on how much it can receive and hold; large cash-outs may be better sent to a full bank account.
- DaviPlataDaviPlata is Davivienda's low-amount deposit product, so it has monthly limits; it's convenient for smaller cash-outs.
- DaviviendaIf you have several Davivienda accounts, link the key to the one you actually want to receive into; each key routes to a single account.
- Nu ColombiaNu started in Colombia with a credit card and later added a savings account; you need the account, not just the card, to receive pesos.
Limits and things to know
- Low-amount deposit accounts (such as standard Nequi or Daviplata accounts) have monthly balance and transaction caps. Larger payouts may need a regular savings account.
- Bank transactions are generally subject to the 4x1000 tax (GMF) unless the account is marked as exempt within the legal limits.
- New Sacamos users start with a lower limit while verification is new.
Tips
- Use a key tied to an account in your own name — the cédula on the account must match your verification.
- Your phone number is the easiest key, but an @alphanumeric key avoids sharing it.
- If you have several accounts, check which one each key points to before sharing it.
How it compares
Every option below works. They differ in who holds your funds, how many steps it takes and how pricing is shown. This is a qualitative comparison — fees and speeds change, so check each provider's current terms.
| Option | Custody | Steps | Speed | Pricing | Good for | Watch out for |
|---|---|---|---|---|---|---|
| Sacamos (non-custodial off-ramp) | You keep USDC in your wallet until you send it to a one-time partner deposit address | Verify once, add bank, get quote, send from wallet | Depends on the local rail; instant rails usually minutes | Rate and fees shown upfront in the quote | Getting paid in USDC and cashing out straight from your own wallet | Supports USDC on Solana and Base only; identity verification required |
| Centralized exchange (deposit, sell, withdraw) | The exchange holds your funds while you trade and withdraw | Deposit, place a sell order, then request a fiat withdrawal | Varies by exchange and withdrawal method | Trading spread/fees plus withdrawal fees; can be cost-effective for large amounts | Active traders who already keep a balance on an exchange | Extra steps, custody risk, and sending to the exchange on a network it supports |
| Bitso | Custodial exchange account | Deposit USDC on a supported network, convert, withdraw to your local account | Often fast on local rails; varies | Conversion spread/fees per Bitso's schedule | Users already verified on Bitso who want a local exchange | Funds sit in a custodial account between steps |
| P2P marketplace (e.g. Binance P2P) | Platform escrow holds the crypto during the trade | Deposit to the platform, pick a buyer, wait for their bank transfer, release | Depends on the counterparty | Set by each buyer; can be competitive | Flexible payment methods and markets with few other options | Counterparty and scam risk (fake receipts, reversed or third-party payments) |
| Sell widgets (MoonPay, Transak) | You send crypto to the provider when you sell | Often built into wallets; verify, sell, receive to bank or card | Varies by country and payout method | Provider fees and spread, shown before confirming | Convenience inside a wallet you already use | Supported countries, tokens and payout rails vary |
Taxes (general information)
General information, not tax advice: the DIAN is Colombia's tax authority. Income from services is taxable whatever the currency, and crypto holdings and gains generally need to be reported. A contador can tell you how this applies to you.
DIAN · This is general information, not tax, legal or financial advice.
Regulation
Sacamos works with licensed partners that convert USDC and pay out through regulated Colombian participants of Bre-B.
Safety checklist
- Send a small test amount the first time.
- Check the network twice — sending on the wrong network can lose funds.
- Never share your seed phrase. No real support agent will ask for it.
- Only start cash-outs from the official site or app.
Frequently asked questions
How long does a Bre-B payout take?
Seconds once the payout is sent. 24/7.
Can I receive in Nequi?
Yes, if you have a Bre-B key registered to your Nequi account. Keep Nequi's monthly limits in mind for larger amounts.
What is an alphanumeric key?
A custom key starting with @ that you choose, so you can share it without revealing your phone or ID number.
Will I pay 4x1000?
The GMF applies to many bank movements in Colombia. Whether it applies to you depends on your account and exemptions — ask your bank.
Do I need a crypto exchange account?
No. You send USDC directly from your own wallet to a partner deposit address. You never deposit into an exchange account.
Which networks are supported?
USDC on Solana and USDC on Base. Do not send USDC on other networks, or other tokens.
How much does it cost?
It depends on the amount and corridor. The quote shows the exchange rate and all fees before you send, plus a small network fee paid in your wallet.
Guides by wallet
- How to withdraw USDC from Phantom to a bank account in Colombia
- How to withdraw USDC from MetaMask to a bank account in Colombia
- How to withdraw USDC from Coinbase Wallet (Base app) to a bank account in Colombia
- How to withdraw USDC from Trust Wallet to a bank account in Colombia
- How to withdraw USDC from Solflare to a bank account in Colombia
- How to withdraw USDC from Rabby to a bank account in Colombia
Read next
- How to Transfer USDC from Phantom to Your Bank Account (2026 Guide)Step-by-step: move USDC from Phantom to your bank on Solana or Base. Network fees, deposit addresses, local rails by country, and safety tips before you send.
- Cómo retirar USDC a Nequi o Bancolombia con Bre-BGuía para pasar USDC a pesos colombianos en Nequi, Bancolombia o Daviplata con Bre-B: llaves, límites de cuentas de bajo monto, 4x1000 y DIAN.
- Cómo pasar USDC de MetaMask a tu cuenta bancariaPaso a paso para pasar USDC de MetaMask a tu banco en México, Argentina o Colombia usando la red Base o Solana, sin errores de red y con el monto claro.
Sacamos is not a bank. Conversions and payouts are performed by licensed partners. Availability depends on your country and verification status. Nothing here is financial advice.